Soft Commit Deadline
Not binding. It holds your place.
Steadfield Income Fund
November 2026 Offering
A boring investment, on purpose. Steady, predictable monthly income from loans secured by real estate.
Target Annual Return
9.15% to 11.05%Minimum
$25,000Paid
MonthlyOffering Size
$1,200,000Funding Deadline
Documents signed and funds received by.
225Loans
$57 MillionLent
ZeroMissed Investor Payments
Investors are paid first. We share only in what remains.
The Loans
The loans we intend to fund.
7 loans · $1,381,000 total · 5 states
| Property | Location | Acreage | Estimated value | Loan amount | Map |
|---|---|---|---|---|---|
| Property 1 | Lauderdale County, TN | 44.25 | $226,000 | $147,000 | View map |
| Property 2 | Phillips County, AR | 114.5 | $286,250 | $186,000 | View map |
| Property 3 | Deer Lodge County, MT | 56.29 | $375,000 | $244,000 | View map |
| Property 4 | Seminole County, OK | 70 | $182,000 | $118,000 | View map |
| Property 5 | Bedford County, TN | 85 | $550,000 | $358,000 | View map |
| Property 6 | Wolfe County, KY | 60.67 | $425,000 | $276,000 | View map |
| Property 7 | McIntosh County, OK | 20 | $80,000 | $52,000 | View map |
| Total | 450.71 | $2,124,250 | $1,381,000 |
The final loans may change, and every loan we make follows our lending guidelines.
Walkthrough
A short walk through this offering.
Remington Carlson, our head of operations and finance, walks through the loans and the numbers.
How We Protect Your Money
Steady by design.
Low Leverage
A margin of value beneath every loan.
We lend at 65% of property value, and every loan is secured by its property in first position.
Diversification
Many loans, one fund.
Your money is spread across a group of loans, so no single loan decides your income.
Underwriting
Every property and borrower, reviewed.
Before we lend, we review the property and its value, and the borrower's experience and track record.
Investment Terms
What you can expect.
Class A
- Minimum Investment
- $25,000
- Target Annual Return
- 9.15%
- Paid Monthly
- $190.63
a month at the minimum
Class B
- Minimum Investment
- $100,000
- Target Annual Return
- 10.25%
- Paid Monthly
- $854.17
a month at the minimum
Class C
- Minimum Investment
- $250,000
- Target Annual Return
- 11.05%
- Paid Monthly
- $2,302.08
a month at the minimum
Example
$100,000invested
10.25%target return
$854.17a month
Paid
Monthly, by direct deposit
Minimum commitment
12 months
To exit
6 months' notice
Management fees
None
Your investment has a 12-month minimum. To exit at month 12, give notice by month 6. Without notice, your investment simply continues.
How It Works
The same cycle, every month.
Borrowers make their interest payments every month
The fund receives those payments
Investors are paid their target return
We share only in what remains
When a loan pays off, the money goes into a new loan, and the cycle repeats
Who We Are
The people behind the fund.
Steve Theobald
Principal, Lending & Investor Relations
Salt Lake City, Utah
Steve leads our underwriting and works directly with our investors. He's a licensed Utah mortgage loan originator and real estate principal broker with 20 years in real estate investing, including 250 home sales and 30 homes he's renovated himself.
Remington Carlson
Principal, Operations & Finance
Tulsa, Oklahoma
Remington runs the fund's operations, systems and financial reporting. He has completed more than 300 projects across nine states and built the operation behind them. Before real estate, he spent 11 years as a U.S. Navy nuclear submarine officer.
Documents
Read the full details.
Investment Overview
Summary of the offering, the classes and the target returns.
Pro Forma
Where the money goes and what the loans are projected to earn over two years.
Subscription Agreement
The formal agreement to invest in this offering.
Target Loan List
The loans we intend to fund, with a map of each property.
Strategy Deck
Slides covering who we are, how the fund works and how investors are paid.
Please read the subscription agreement before you invest.
Questions
Common questions.
Yes, through a self-directed IRA or an eligible 401(k).
Yes. You can invest personally or through an entity you control.
You'll receive a K-1 each year. The income is expected to be taxed as ordinary income, consistent with interest. Please confirm with your tax advisor.
Generally, income over $200,000 a year ($300,000 with a spouse) in each of the last two years, or a net worth over $1 million not counting your home. It's confirmed by a third-party verification service or a letter from your financial professional.
Every loan is secured by its property, so we take the property back and sell it. Because we lend at 65% of property value, we expect the property to cover the loan, the unpaid interest and the cost of collecting. That's an expectation, not a guarantee.
The shortfall carries forward, and investors are caught up before we take anything.
Talk to us. We can't promise an early exit, but we'll look at what's possible.
Soft Commit
Soft commit to this offering.
Tell us how much you plan to invest. A soft commit isn't binding, and no money changes hands. It holds your place and helps us plan the loans.